**Medical Insurance:

• Eligible employees can choose between two plans: PPO or High Deductible with a Health Savings Account. The PPO plan has an annual deductible of $1,500 for single coverage and $3,000 for family. The HDHP plan has an annual deductible of $3,500 for single coverage and $7,000 for family. The effective date of benefit is the first of the month following the date of full-time employment.

Health Savings Account:

• Employees enrolled in a High Deductible Health Plan can contribute pre-tax dollars to a Health Savings Account. Aspire funds Health Savings Accounts for eligible employees, $1,250 for employee only coverage and $2,500 for family coverage. Health Savings Account contributions for new hires are pro-rated based upon the effective date of coverage. The effective date of benefit is the first of the month following the date of full-time employment.

Dental Insurance:

• Dental coverage is available to eligible participants. Aspire offers two plan options that have no deductible and provide 100% coverage of in-network diagnostic and preventive services. The Basic Dental Plan offers a $1,000 Calendar Year Benefit for each plan participant.  The Buy-Up Dental Plan offers each plan participant a $2,000 Calendar Year Benefit. The effective date of benefit is the first of the month following the date of full-time employment.

Vision Coverage:

• Vision coverage is available to eligible participants who enroll in one of the medical plans.. Services include $10 copay on routine eye exams every 12 months, $25 copay on select lenses and $130 allowance on contact lenses every 12 months or frames every 24 months. The effective date of benefit is the first of the month following the date of full-time employment.

Prescription Coverage:

• Prescription drugs are included in the PPO and HDHP medical plans which are available at the retail pharmacy or can be utilized through the discounted TrueScript mail order program. Aspire Indiana also provides a low cost Rx program that allows employees to receive select prescriptions at a 90 day supply for $4. These programs are available to eligible members enrolled in the health plan. The effective date of benefit is the first of the month following the date of full-time employment.

Flexible Spending Accounts:

• The Medical Flexible Spending Account and Limited Purpose Account can help defray out-of-pocket health, dental and vision care expenses as well as Dependent day care by allowing you to set aside pretax dollars to pay for them. By using pretax dollars payroll deductions for eligible health care and dependent day care expenses, you increase your disposable income by reducing the amount you pay in taxes.  The effective date of benefit is the first of the month following the date of full-time employment.
  

Low-cost healthcare through Aspire Indiana Health:

• Aspire is able to offer its employees on-site Health and Wellness Centers where medical providers are focused on maintaining and improving your health. On-site locations are available at Elwood, Anderson, Carmel, Lebanon, and Willowbrook. Some of the many benefits Aspire Indiana Health may offer at a very low cost to you: Medications, Lab Tests, Vaccines, Smoking Cessation, Incentive Spirometry, "My Plate" eating instruction, PAP tests, HIV rapid testing, Hep C rapid testing, and Referrals.

Employee Assistance Program:

• Confidential counseling and referrals to help you and your family manage life’s challenges. Aspire provides, through a facility other than its own, confidential counseling and referrals to help you and your family manage life’s challenges. This program is at no cost to employees and eligible dependents, and is available on the first day of employment for all staff.

Life Insurance:

• Providing family security in the event of your death is another aspect of benefits. Eligible employees currently receive Basic Life Insurance & Accidental Death and Dismemberment coverage for a death benefit equal to one times annual salary up to $200,000. Additional Life and AD&D insurance is available to purchase for employees and their dependents. The effective date of benefit is the first of the month following the date of full-time employment.

Disability:

• Aspire provides eligible employees Short-Term Disability benefits for an employee’s own medical condition. This benefit is utilized for disabilities from 8 days to 180 days. During the 1 week waiting period, employees will use available PTO, or no pay if PTO is exhausted. Benefits paid are determined by years of service. The effective date of benefit is 1 year from the first day of full-time employment. Aspire provides eligible employees core long-term disability insurance that pays a benefit of 60% of the employee’s monthly base salary up to $8,000 per month.  This plan requires a 90 day waiting period before disability benefits are payable. Employees also have the option to buy-up supplemental long-term disability insurance for an additional premium. The effective date of benefit is 1 year from the first day of full-time employment.

Workers' Compensation:

• Payment of approved medical expenses and lost wages from an illness or injury incurred in the course of your employment in accordance with Indiana law; provided at no cost to all employees.

Tobacco-free Workplace:

• Aspire is committed to providing a safe and healthy workplace and promoting health and well-being of our employees and clients/consumers. Accordingly, all Aspire locations/campuses are smoke-vape- and tobacco-free zones.
  
  

**In compliance with the Transparency in Coverage Rule and the No Surprises Act, users can access and download Unified Group Services machine-readable files for in-network rates and out-of-network charges at https://mrf.healthcarebluebook.com/unified.